Kind of essay writing
Essay On The Topic Unemployment In Pakistan
Saturday, August 22, 2020
Plea-Bargains: Currency of the Courts An Examination of the Effectivene
ââ¬Å"Rahim Jaffer case sets out toward supplication bargainâ⬠; previous Alberta MP Rahim Jaffer was being charged on cocaine ownership and alcoholic driving charges; his case was probably going to be settled with a request deal understanding (Makin, 2010). This is nevertheless one instance of numerous that are settled however a supplication deal understanding. Supplication bartering can appear as a sentence decrease, a withdrawal or remain of different charges, or, a guarantee not continue on different charges, in return for a blameworthy request by a denounced. During conversation of a potential request deal understanding, the Crown Attorney and safeguard legal counselor will take a gander at 4 particular segments of a supplication arrangement: charge conversations, sentence conversations, procedural conversations, and understandings with regards to the realities of the offense and the narrowing of issues so as to facilitate the preliminary (Plea haggling, 2011). As per the D epartment of Justice, roughly 90% of criminal cases are settled every year by utilization of request bartering (ââ¬Å"Findlaw,â⬠2012). In spite of what shows up all over to be uncontrolled utilization of the supplication understanding, request exchanges are unbelievably useful to our court framework. To begin with, request understandings serve to decrease the over-burden of cases and stay away from protracted preliminaries, along these lines maintaining a strategic distance from interests of preliminary choices and permitting more noteworthy access to the equity framework. Thusly, a less troubled court framework can concentrate its endeavors on the most genuine of criminal offenses in this way guaranteeing such cases are taken care of in the way with the best probability of making sure about a conviction. Generally speaking, this legal effectiveness brings about a cost investment funds and better distribution of assets. This paper will investigate these two fundamental advant ages and furthermore talk about potential reactions of the supplication deal framework. Supplication Bargaining has become... ..., 2012, from http://www.justice.gc.ca/eng/pi/icg-gci/pb4-rpc4.html Supplication haggling. (2011, February 28). Recovered from http://www.victimsofviolence.on.ca/rev2/index.php?option=com_content&task=view&id=378&Itemid=197 Supplication haggling in canada. (2011). Recovered from http://www.justice.gc.ca/eng/pi/rs/rep-rap/2002/rr02_5/p3.html Romaniuk, T. (n.d.). Community for Constitutional Studies - R. v. Askov.Faculty of Law Home - University of Alberta. Recovered April 19, 2012, from http://www.law.ualberta.ca/focuses/ccs/decisions/Ask Tappscott. (2012). road index. Recovered from http://www.streetdirectory.com/travel_guide/14026/legal_matters/plea_bargaining_pros_and_cons.html Youthful, R. (2011, November 16). Reductions have a few courts excusing criminal cases. Here and Noe. Recovered April 19, 2012, from http://www.hereandnow.wbur.org/2011/11/16/spending plan cuts-court
How does Williams use dramatic devices in A Streetcar Named Desire to heighten the tragic aspects of the play Essay Example
How does Williams utilize sensational gadgets in A Streetcar Named Desire to increase the heartbreaking parts of the play Essay Example How does Williams utilize emotional gadgets in A Streetcar Named Desire to uplift the terrible parts of the play Paper How does Williams utilize sensational gadgets in A Streetcar Named Desire to uplift the deplorable parts of the play Paper Exposition Topic: A Streetcar Named Desire Writing Williams utilizes numerous emotional gadgets to build up the play as a disaster including: imagery, stage bearings and sounds. A Streetcar Named Desire can be viewed as a cutting edge household catastrophe as the characters are not of respectable birth and the play has explicit spotlight on a female hero and wannabe, for this situation Blanche. Blanche is frequently hard to have a proclivity with as she can seem to be highbrow and over sensationalizing in any case, her delicacy drives her to be a really awful figure a lot of like that of Ophelia in Hamlet. The two characters are devastated by the passing of their friends and family and both endure passings themselves; yet, in various ways. Williams utilizes imagery to extraordinary impact inside the play. In scene 1 the stage bearings portray Blanche as ââ¬Å"a mothâ⬠. Williamââ¬â¢s utilizes stage headings as a urgent sensational gadget, making them exceptionally point by point so when performed in front of an audience it could be actually as depicted; they turned into a mark of his. Right away, a scene of disaster is set as a moth is delicate anyway basically an animal of implosion, in its journey towards light it frequently winds up decimating itself. This feeling of portending increases the disaster from the earliest starting point, recommending regardless of what Blanche does, or how cheerful things are the result won't be wonderful. Whitens venture on the trolley is a significant allegory. ââ¬ËThey advised me to take a road vehicle named Desire, and afterward move to one called Cemeteries and ride six squares and get off at â⬠Elysian Fieldsââ¬â¢ This excursion speaks to her life, utilized along these lines is a sort of portending, featuring the certainty of her drop into franticness. The ââ¬Ëstreet-vehicle name Desireââ¬â¢ connotes her life at Belle Reve, her longing drove her to her advances on the multi year old understudy and prostitution which constrained her out, her ââ¬Å"desireâ⬠being her hamartia. ââ¬ËCemeteriesââ¬â¢ has evident undertones of death, of which Blanche has seen many: ââ¬ËThe long motorcade of the cemetery! Father, motherââ¬â¢, it could maybe speak to the passing of her old self. Elysian Fields is a reference to Greek Mythology; where commendable humans rested in the afterlife. Since Blanches ââ¬Ëoldââ¬â¢ self kicked the bucket in Laurel she heads out here to discover her Elysium, anyway it isn't found. Destiny is likewise appeared in this excursion when Stanley says ââ¬Å"her future is mapped out for herâ⬠recommends that she canââ¬â¢t change ways. This is upheld up by Stella ââ¬Å"In the primary spot, Blanche wouldnââ¬â¢t go on a busâ⬠it is suggested that while a transport is allowed to go any place, a Streetcar has one goal. Blanche takes the Streetcar to Elysian Fields thus concretes her ruin. This thought of certainty interfaces legitimately to Aristotle and Hegelââ¬â¢s speculations of catastrophe in which Aristotle discusses its need and Hegel too for the show to accomplish lamentable status and ââ¬Ëarouse pity or dread in the spectatorsââ¬â¢ and by doing so ââ¬Ëpurge those emotionsââ¬â¢ toward the end, also called purge. The image of ââ¬Å"lightâ⬠is among the most critical parts of the play. In Scene 1 Blanche says ââ¬Å"Turn that over-light offâ⬠¦ I wonââ¬â¢t be taken a gander at in this coldblooded glareâ⬠. This thought of avoiding the light is continued, with Blanche covering an exposed bulb with a paper lamp in Scene 3 expressing ââ¬Å"I canââ¬â¢t stand a stripped light anything else than I can an impolite comment or indecent actionâ⬠. This activity of covering the light so she is to a limited extent obscurity recommends that she is stowing away suggesting that Blanche would prefer to hole up behind amenable expressions and affectations, instead of acknowledge truth and reality. Blanche lives in a universe of hallucinations. In scene six she says ââ¬Å"I donââ¬â¢t need realismâ⬠¦I need magicâ⬠. She doesnââ¬â¢t need to confront reality; sheââ¬â¢d rather remain in her universe of imagination, in obscurity. In an increasingly strict manner, Blancheââ¬â¢s evasion of the light is because of her dread of individuals seeing her plainly, regarding age. The paper lamp is a feeble thing which can't last; simply cast a sentimental sparkle briefly while keeping reality in shadow, anyway in the end it will be evacuated. This image is utilized as anticipating. The lamp shields her from the unforgiving real factors of her life and when Stanley scams it in the last scene she ââ¬Å"cries outâ⬠as Stanley has stripped her figuratively and she is constrained into the light, into devastation. In spite of the fact that it's anything but an exacting demise it is a passing of a sort, maybe more heartbreaking than that of a strict one. Williams thought by and by about death of the brain, as his sister Rose endured serious mental issues and was later given a full frontal lobotomy. Williams was in truth initially going to end the play with Blanche hurling herself under a train, so maybe he imagined that her drop into complete frenzy was increasingly important catastrophe for a cutting edge age. Blanche is representative of hallucinations while Stanley of reality and authenticity, these distinctions causes steady clash between the two characters as they strive for Stellaââ¬â¢s expressions of love, the two societies can be viewed as the allegory for the play and the fight between the old South and the new industrializing America. Blancheââ¬â¢s urgency for individuals to trust her untruths makes the crowd have particular sympathy towards her though before it may have been disturbance at her pompous mentalities. She appears to be completely betrayed now and just about an unfortunate and deplorable figure. Williams additionally utilizes emotional incongruity in scene seven where Blanche sings Paper Moons in the shower recommending her expectation in a future with Mitch lays on him putting stock in her figments in any case, the crowd are then permitted disclosures about her past from Stanley. He uncovers her past and afterward reveals that he has additionally educated Mitch of the data; which Blanche doesn't have the foggiest idea, making a scene of emotional incongruity as the crowd tune in to Blanche fantasize about a future that will never become reality. Blanche has lost any expectation of a protected future. The way that the crowd can observer more than Blanche herself causes a sensational strain inside the crowd. Blanche retreats into complete franticness and deception. As she can no longer arrangement with the real world, she is sent to a psychological shelter. Stella is basically doing likewise, she can't trust Blancheââ¬â¢s story so disregards it. The crowd have seen Blanche lie and even admit to it, and unfortunately at the point she comes clean and recognized reality nobody trusts her. Blancheââ¬â¢s good into franticness could be connected to Hamlet saw frenzy as at first it was brought about by the demise of people around her at Belle Reve and Hamlets because of the passing of his dad, following this Blanche at that point needed to fight for her sisters expressions of love like Hamlet needed to fight for his moms. The two characters were harmed by the ones they adored here and there or another. At long last, Tennyson uses a lot of music in the play, one of the most clear instances of this being Blanches melody in scene 7. She sings ââ¬Å"Its just a paper moon, Just as fake as it tends to be. Be that as it may, it wouldnt be pretend If you have confidence in me. â⬠Blanche is nearly admitting to her lies as it were, recognizing her accounts and herself as ââ¬Å"phonyâ⬠notwithstanding, proposes that if enough individuals trust it and in her they can turn out to be valid. The verses of the real melody clarify how love transforms the world into an imaginary dream. The speaker sings of how in the event that the two darlings put stock in their dream, at that point it will never again be ââ¬Ëmake-believeââ¬â¢; reflecting how Blanche drives her life, she considers her to be as simply a methods for carrying on with an increasingly pleasant life and as innocuous â⬠I donââ¬â¢t come clean. I determine what should be the truthâ⬠. Opheliaââ¬â¢s frenzy in Hamlet is like this as it is spoken to through tunes and a nearby relationship with blossoms, this is like Blancheââ¬â¢s reiteration of the polka and the tune of the Spanish lady selling ââ¬Å"flowers for the deadâ⬠. The Varsouviana Polka was the melody Blanche was moving to with her significant other not long before he ended it all, and it is heard-by Blanche just â⬠at focuses in the play when she is feeling regret for his demise. It is first heard in scene one after Stanley gets some information about her better half, at that point in scene two it is heard when Blanche recounts to the narrative of her doomed union with Mitch. Later on in the play she says that the music just stops after she hears the shot. As Blanche dives into frenzy the polka plays increasingly more every now and again to represent this disastrous plunge. The polka and the second it speaks to are an image of Blancheââ¬â¢s loss of blamelessness, Grays self destruction was what provoked her psychological decay and from that point forward she hears the tune at whatever point she starts to slip into figment and lose grasp on the real world, thus it playing all the more frequently towards the finish of the play. Contrastingly, Stanley is spoken to by the music of New Orleans; Jazz. These various sorts of music are illustrative of the individual characters, likewise of the social and verifiable circumstance at the time in that Blanche speaks to a blurring Southern beauty, and blurring ethics while, Stanley the ââ¬ËAmerican Dreamââ¬â¢. The play gets done with ââ¬Ëthe expanding music of the blue pianoââ¬â¢ instead of Blancheââ¬â¢s polka; demonstrating how this new America is what's to come. A similar message is epitomized in the assault. Togethe
Friday, August 21, 2020
Is War Nescessary essays
Is War Nescessary papers War, to try and consider that makes one shiver with absolute dread and disturb. War is a horrible abhorrence under any situation. Recollecting a portion of the ongoing wars, for example, World War 2, Vietnam, and Yugoslavie and one kicks back and envsisons the repulsive demonstrations that war causes. One can see the areas of a front line, a field of savagery, after the battle is finished, the sights and sounds that meet our eyes toward each path, the shocking mutilations incurred via landmines or mortar shells, according to the dead, the torn and dying, damaged sections of human body parts that are flung about, the forlorn cry of the injured; and when we dismiss, shivering, to close out this scene from the brain, we might be enticed to ask how humankind can submit such a deplorable and underhandedness activity by any means. War unfortunaltey is one of the humankinds method of managing clashes. The utilization of power, agression and demise to compromise different countries, or ones own country is the main way people have had the option to manage issues in our general public. We have not discovered some other choices to manage these kinds of circumstances. Now and then war has defiantley been nescesarry. One of those reasons is gone to the resistance of the guiltless, for example, the Jewish Population in World War 2, who were butchered in the millions by hitler. War has a few positives. For instance a warring country that is winning will as a rule achieve a monetary upswing if the economy is coming up short (like coming out of the Great Depression when WWII began) It is when creators and developments make extraordinary walks in the technologial and logical fields are made (see the nuclear bomb, the stream motor, radar, even the PC) So as should be obvious War negatively affects human tradgedy, yet society all in all typically profits by wars over the long haul. My own conviction is that War isn't nescessary. Who knows what number of extraordinary developments we have lost, since that individual was drafted t... <!
No Child Left Behind and the Effects on Children with Special Needs Research Proposal
No Child Left Behind and the Effects on Children with Special Needs - Research Proposal Example No Child Left Behind makes it necessary that the schools over the United should follow the improvement and progress of all youngsters with a custom curriculum needs and understudies whose first language isn't English. The Act advocates the schools to devise systems with the goal that such understudies achieve comparative score as their companions continuously 2014 (Harper, 2005). No Child Left behind Act advocates space and arrangements for understudies with a specialized curriculum needs on the grounds that not all youngsters who are constrained in English capability and have a learning inability have the ability to step through exams that are like those of different understudies in their norm. The recompenses include one-on-one testing periods, extended test meetings, test booklets with enormous text styles, helping understudies to structure their answers and communication through signing interpreters (George and Margaret, 2007). The No Child Left Behind Act of 2001 (NCLB) has favo rable circumstances for the understudies with uncommon needs or learning inabilities yet it additionally incorporates certain hindrances that may keep these understudies from practicing the entirety of the open doors expressed in the law (Cortiella, 2010). In the lieu of this paper we will examine the effect of NCLB on such understudies and survey its convenience for youngsters that require additional consideration because of any sort of learning handicap. This specification in the demonstration helps the school organization; legislators, guardians and the Education Department survey the improvement in the advancement of understudies who are normally abandoned in better scholastic accomplishment. NCLB with all its clear points of interest has started warmed discussions over the viability of government sanctioned tests for the two gatherings that are the typical understudies and the understudies with exceptional requirements, and... This exposition focuses on that as per the survey of writing on the subject, it has been featured that the NCLB Act has hugely influenced understudies with extraordinary requirements. The inspiration that is accommodated the low-performing understudies has diminished the degree of desires as opposed to expanding it. This is so a direct result of the way that the response of the law when the school neglects to gain sufficient ground isn't simply giving additional assistance to understudies yet additionally rebuffing the school. This report makes an end that NCLB targets lessening racial and class disparities in scholarly execution through setting up regular desire for all understudies. The Act additionally necessitates that the schools to pay thought to scholarly execution of the oppressed understudies; understudies with exceptional prerequisites, understudies from low pay bunches just as understudies of various ethnicities. Ordinary frameworks that were utilized by the states considered just the mean school execution. This permitted the schools to be evaluated profoundly even in situations where there product wide accomplishment inconsistencies among oppressed and favored understudies. Broad research around there of increasing speed shows that it is a viable and minimal effort instructive mediation for understudies with high capacities. 18 sorts of increasing speeds have been distinguished. Double credit programs, capacity gathering, Advanced Placement, and International Baccalaureate are some other posted proposals for addressing the requirements of the skilled understudies.
Wednesday, July 1, 2020
529 Reasons to Save for College With a 529 Plan
According to Sallie Maeï ¿ ½s How America Saves for College 2015, 90 percent of parents believe their children will go to college one day. But with tuition prices rising faster than inflation, how can they be sure theyï ¿ ½ll be able to afford it? There are different options when it comes to saving, and at Savingforcollege.com weï ¿ ½ve always said the most effective way to reach your goal is by using a 529 plan. But not everyone agrees. In fact, according to our own Annual College Savings Survey, 45 percent of families are using other savings vehicles to save for college. Thatï ¿ ½s why each year we celebrate 529 day in May by spreading awareness about the benefits of 529 plans. This year the states are offering a variety of sweepstakes and incentives to promote saving for college, and at Savingforcollege.com weï ¿ ½re hosting a free, live one-hour webinar on May 29th moderated by Forbesï ¿ ½s Ashlea Ebeling. Youï ¿ ½ll have a chance to have your 529 plan questions answered by experts such as Savingforcollege.com Founder Joe Hurley, Marguerita Cheng, CFP and CEO of Blue Ocean Global Wealth and Caroline Tucker, Director, Product Management USAA Investments. Whatï ¿ ½s more, all webcast attendees will be entered to win a $250 529 college savings account from College Savings Bank. REGISTER HERE But thatï ¿ ½s not all ï ¿ ½ this year weï ¿ ½re also compiling a list of 529 reasons why you should open a 529 plan to share with our readers. To make things more interesting, weï ¿ ½re enlisting the help of our friends and readers to complete the list. When you submit a reason, youï ¿ ½ll also be entered to win a $1,529 cash scholarship from Savingforcollege.com. To get the list going, we asked some of our favorite industry experts for their reasons. Hereï ¿ ½s what they had to say: Tax benefits Itï ¿ ½s no surprise to us that experts love the tax benefits offered by a 529 college savings plan. Earnings in the account grow tax free, and you wonï ¿ ½t incur taxes on withdrawals when the money is spent on college expenses. Whatï ¿ ½s more, 34 states offer residents a state tax credit or deduction for contributions to a 529 plan. Reasons to open a 529 plan: ï ¿ ½An education tax benefit you donï ¿ ½t want to over lookï ¿ ½. ï ¿ ½Pay for college and save taxesï ¿ ½ Gary E. Carpenter, CPA, CCA ï ¿ ½Saving for college is taxing enough ï ¿ ½ maximize tax savings with a 529 planï ¿ ½ @SweeneyFidelity John Sweeney, EVP of Retirement & Investing Strategies, Fidelity Debt prevention 40 million Americans are living with student debt, with an average balance of around $30,000. In fact, according to a recent Gallup poll, 73 percent of parents with children under the age of 18 claimed to be ï ¿ ½very worriedï ¿ ½ or ï ¿ ½moderately worriedï ¿ ½ about how they will pay future college bills. Our experts want to share how a 529 plan can help. Reasons to open a 529 plan: ï ¿ ½So YOU don't wind up neck-deep in parent PLUS loans and unable to retire.ï ¿ ½ @LizWeston Liz Weston, Personal Finance Columnist ï ¿ ½An investment in knowledge pays the best interest: The 529 plan.ï ¿ ½ @BlueOceanGW Marguerita Cheng, CFP, CEO Blue Ocean Global Wealth ï ¿ ½Fidelity College Savings Indicator shows on avg parents plan to cover 64% of childrenï ¿ ½s college costs, yet on track to save just 28%ï ¿ ½ @Fidelity Fidelity Investments ï ¿ ½The best protection against the rising cost of college is to save regularly in a 529 plan.ï ¿ ½ @leafsavings Christian Duffus, Co-Founder, LEAF College Savings ï ¿ ½For some people, prepaid college tuition plans are a can't-lose investment.ï ¿ ½ @thesimpledollar Jon Gorey, Managing Editor, The Simple Dollar ï ¿ ½Saving for college through a 529 can make you feel like a genius because you'll be in a much better position to afford college.ï ¿ ½ @CollegeBlogs Lynne Oï ¿ ½Shaughnessy, Author, The College Solution College savings make a great gift 529 plans are investment accounts, which means interest on the earnings are compounded and the earlier you start to save, the more time your funds have to grow. Most young families donï ¿ ½t come across windfalls of money too often, so one of the easiest ways to boost your savings is to solicit the help of friends and family. Many 529 plans allow owners to invite loved ones to contribute electronically by using facebook and email. Reasons to open a 529 plan: ï ¿ ½Too many video games & toys: Encourage family & friends to give to your child's 529 plan for birthdays and holidays.ï ¿ ½ @BlueOceanGW Marguerita Cheng, CFP, CEO Blue Ocean Global Wealth "I save in a 529 plan because I've found it a great way to put 'money' gifts from aunts, uncles, and grandparents to good use - my son's future." @collegeinvestin Robert Farrington, Founder, The College Investor ï ¿ ½Make college savings a team effort: friends & family can easily contribute to a child's 529 plan with online giftingï ¿ ½ ï ¿ ½Share your college savings goals with family and friends. 90% of grandparents say theyï ¿ ½d help if asked.ï ¿ ½ @SweeneyFidelity John Sweeney, EVP of Retirement & Investing Strategies, Fidelity An easy way to encourage children to pursue a college education In 2013, a study conducted by the University of Kansas revealed that a college savings account with as little as $1 in it would increase the likelihood that a child would attend college from 45 percent to 71 percent. With automatic deposit options that allow you to ï ¿ ½set it and forget itï ¿ ½, a 529 plan is an easy way to help make college a reality for a child. Reasons to open a 529 plan: ï ¿ ½Intelligence + Character = The goal of a true education. A 529 plan can make it happen.ï ¿ ½ @BlueOceanGW Marguerita Cheng, CFP, CEO Blue Ocean Global Wealth "Saving in a 529 plan helps foster college awareness & aspiration in your child!" @MEFAtweets Martha Savery, Director, Public Affairs and Communications, Massachusetts Educational Financing Authority ï ¿ ½To help relieve stress, it helps to set aside money monthly dedicated to grow a college fund and a 529 Plan allows for tax free growth that can be used on qualified expenses.ï ¿ ½ a href="https://twitter.com/celesthorton">@CelestHorton Celest Horton, Founder and Host, How to Pay for College HQ podcast ï ¿ ½Even if youï ¿ ½re not sure what path your child will take, a 529 can be used for almost any post-high school education, itï ¿ ½s not just for traditional 4 year universities.ï ¿ ½ @CollegeAveLoans Joe DePaulo, CEO and Co-Founder of College Ave Student Loans ï ¿ ½A higher education is one of the top returning asset classes over the past 100 years; open a 529 plan and give your child the chance to enjoy an outstanding return on their life.ï ¿ ½ @leafsavings Christian Duffus, Co-Founder, LEAF College Savings ï ¿ ½You can invest like a financial pro even when you aren't by relying on 529 age-based portfolios.ï ¿ ½ @CollegeBlogs Lynne Oï ¿ ½Shaughnessy, Author, The College Solution According to Sallie Maeï ¿ ½s How America Saves for College 2015, 90 percent of parents believe their children will go to college one day. But with tuition prices rising faster than inflation, how can they be sure theyï ¿ ½ll be able to afford it? There are different options when it comes to saving, and at Savingforcollege.com weï ¿ ½ve always said the most effective way to reach your goal is by using a 529 plan. But not everyone agrees. In fact, according to our own Annual College Savings Survey, 45 percent of families are using other savings vehicles to save for college. Thatï ¿ ½s why each year we celebrate 529 day in May by spreading awareness about the benefits of 529 plans. This year the states are offering a variety of sweepstakes and incentives to promote saving for college, and at Savingforcollege.com weï ¿ ½re hosting a free, live one-hour webinar on May 29th moderated by Forbesï ¿ ½s Ashlea Ebeling. Youï ¿ ½ll have a chance to have your 529 plan questions answered by experts such as Savingforcollege.com Founder Joe Hurley, Marguerita Cheng, CFP and CEO of Blue Ocean Global Wealth and Caroline Tucker, Director, Product Management USAA Investments. Whatï ¿ ½s more, all webcast attendees will be entered to win a $250 529 college savings account from College Savings Bank. REGISTER HERE But thatï ¿ ½s not all ï ¿ ½ this year weï ¿ ½re also compiling a list of 529 reasons why you should open a 529 plan to share with our readers. To make things more interesting, weï ¿ ½re enlisting the help of our friends and readers to complete the list. When you submit a reason, youï ¿ ½ll also be entered to win a $1,529 cash scholarship from Savingforcollege.com. To get the list going, we asked some of our favorite industry experts for their reasons. Hereï ¿ ½s what they had to say: Tax benefits Itï ¿ ½s no surprise to us that experts love the tax benefits offered by a 529 college savings plan. Earnings in the account grow tax free, and you wonï ¿ ½t incur taxes on withdrawals when the money is spent on college expenses. Whatï ¿ ½s more, 34 states offer residents a state tax credit or deduction for contributions to a 529 plan. Reasons to open a 529 plan: ï ¿ ½An education tax benefit you donï ¿ ½t want to over lookï ¿ ½. ï ¿ ½Pay for college and save taxesï ¿ ½ Gary E. Carpenter, CPA, CCA ï ¿ ½Saving for college is taxing enough ï ¿ ½ maximize tax savings with a 529 planï ¿ ½ @SweeneyFidelity John Sweeney, EVP of Retirement & Investing Strategies, Fidelity Debt prevention 40 million Americans are living with student debt, with an average balance of around $30,000. In fact, according to a recent Gallup poll, 73 percent of parents with children under the age of 18 claimed to be ï ¿ ½very worriedï ¿ ½ or ï ¿ ½moderately worriedï ¿ ½ about how they will pay future college bills. Our experts want to share how a 529 plan can help. Reasons to open a 529 plan: ï ¿ ½So YOU don't wind up neck-deep in parent PLUS loans and unable to retire.ï ¿ ½ @LizWeston Liz Weston, Personal Finance Columnist ï ¿ ½An investment in knowledge pays the best interest: The 529 plan.ï ¿ ½ @BlueOceanGW Marguerita Cheng, CFP, CEO Blue Ocean Global Wealth ï ¿ ½Fidelity College Savings Indicator shows on avg parents plan to cover 64% of childrenï ¿ ½s college costs, yet on track to save just 28%ï ¿ ½ @Fidelity Fidelity Investments ï ¿ ½The best protection against the rising cost of college is to save regularly in a 529 plan.ï ¿ ½ @leafsavings Christian Duffus, Co-Founder, LEAF College Savings ï ¿ ½For some people, prepaid college tuition plans are a can't-lose investment.ï ¿ ½ @thesimpledollar Jon Gorey, Managing Editor, The Simple Dollar ï ¿ ½Saving for college through a 529 can make you feel like a genius because you'll be in a much better position to afford college.ï ¿ ½ @CollegeBlogs Lynne Oï ¿ ½Shaughnessy, Author, The College Solution College savings make a great gift 529 plans are investment accounts, which means interest on the earnings are compounded and the earlier you start to save, the more time your funds have to grow. Most young families donï ¿ ½t come across windfalls of money too often, so one of the easiest ways to boost your savings is to solicit the help of friends and family. Many 529 plans allow owners to invite loved ones to contribute electronically by using facebook and email. Reasons to open a 529 plan: ï ¿ ½Too many video games & toys: Encourage family & friends to give to your child's 529 plan for birthdays and holidays.ï ¿ ½ @BlueOceanGW Marguerita Cheng, CFP, CEO Blue Ocean Global Wealth "I save in a 529 plan because I've found it a great way to put 'money' gifts from aunts, uncles, and grandparents to good use - my son's future." @collegeinvestin Robert Farrington, Founder, The College Investor ï ¿ ½Make college savings a team effort: friends & family can easily contribute to a child's 529 plan with online giftingï ¿ ½ ï ¿ ½Share your college savings goals with family and friends. 90% of grandparents say theyï ¿ ½d help if asked.ï ¿ ½ @SweeneyFidelity John Sweeney, EVP of Retirement & Investing Strategies, Fidelity An easy way to encourage children to pursue a college education In 2013, a study conducted by the University of Kansas revealed that a college savings account with as little as $1 in it would increase the likelihood that a child would attend college from 45 percent to 71 percent. With automatic deposit options that allow you to ï ¿ ½set it and forget itï ¿ ½, a 529 plan is an easy way to help make college a reality for a child. Reasons to open a 529 plan: ï ¿ ½Intelligence + Character = The goal of a true education. A 529 plan can make it happen.ï ¿ ½ @BlueOceanGW Marguerita Cheng, CFP, CEO Blue Ocean Global Wealth "Saving in a 529 plan helps foster college awareness & aspiration in your child!" @MEFAtweets Martha Savery, Director, Public Affairs and Communications, Massachusetts Educational Financing Authority ï ¿ ½To help relieve stress, it helps to set aside money monthly dedicated to grow a college fund and a 529 Plan allows for tax free growth that can be used on qualified expenses.ï ¿ ½ a href="https://twitter.com/celesthorton">@CelestHorton Celest Horton, Founder and Host, How to Pay for College HQ podcast ï ¿ ½Even if youï ¿ ½re not sure what path your child will take, a 529 can be used for almost any post-high school education, itï ¿ ½s not just for traditional 4 year universities.ï ¿ ½ @CollegeAveLoans Joe DePaulo, CEO and Co-Founder of College Ave Student Loans ï ¿ ½A higher education is one of the top returning asset classes over the past 100 years; open a 529 plan and give your child the chance to enjoy an outstanding return on their life.ï ¿ ½ @leafsavings Christian Duffus, Co-Founder, LEAF College Savings ï ¿ ½You can invest like a financial pro even when you aren't by relying on 529 age-based portfolios.ï ¿ ½ @CollegeBlogs Lynne Oï ¿ ½Shaughnessy, Author, The College Solution
Monday, June 29, 2020
College Admissions Apps Test Prep
College Admissions? "There's an app for that" Test Prep Standardized tests can be coached and the best way to prepare is with in-depth, sustained tutoring over a long period of time. tutors can customize a curriculum to help you reach your goals. Our tutors build students' confidence while helping them develop effective learning skills, strategies, and techniques. Additionally, you might want to try the following apps to help you log additional practice time in between sessions with your tutor and while you are out and about. SAT Connect ââ¬â $24.99, Free for a limited time SAT Connect offers short, timed tests composed of 20 questions to help students prepare for the SAT. Students are not allowed to skip any questions, and once the test is completed, the program gives a detailed solution to each problem. In addition, it features more than 800 questions for vocab, math, reading comprehension, and sentence completion (and each answer includes a full explanation). The app includes a progress report so you can see the areas where you have improved and areas where you need to improve. Further, SAT Connect features several full diagnostic tests with detailed statistics and results, more than 500 pages of review material, and 4,000 vocab flashcards. Also try: BenchPrepACT Student ââ¬â Free There are significantly fewer apps available for ACT prep than for the SAT, but ACT Student, the official app of the ACT, is a worthwhile tool for students. Not only can students access their ACT accounts including registration and score information, the practice feature provides sample English, Math, Reading, and Science questions and gives feedback based on attempted answers. The app also links to ACTââ¬â¢s mobile website, giving students access to FAQs and test day tips. Also try: ACT Practice for Dummies StudyBlue Flashcards - Free The popular StudyBlue website, which lets students import and organize notes, create and quiz themselves with digital flashcards, set study reminders, and share materials with classmates, is now accessible to students as an app. Students can create flashcards using the voice-to-text tool and can even incorporate images. Thanks to the offline mode, flashcards remain available to students without an Internet connection, so you can study on the go too! There is nothing more important to a college admissions officer than your grades and performance in the classroom. Create a folder in your ââ¬Å"backpackâ⬠for each course and keep study materials for your courses (as well as SAT Subject Tests and AP Exams) literally at your fingertips. Also try: Mental Case Khan Academy - Free Just released this month, the Khan Academy app gives users access to 2,700 free tutorial videos in topics ranging from physics to finance. Dr. Kat is a big fan of Khan Academy, whose website offers more than 3,000 videos and 300 practice exercises to students. The videos included in the app are downloadable, so that students can study offline too, and the app will soon feature the practice exercises that have made the site so popular. While apps should never be your only method of test prep, according to a recent blog post on Student Advisor, even Angry Birds can help students improve their SAT score. So while we often advise students to avoid distractions such as Facebook, texting, and IM while studying, when it comes to the college admissions process, your iPhone, iPad, or Android device might be more of a help than a hindrance! Have you found a great test prep app? Tell us about it! And check back next week as we look at apps that help students get organized during the college admissions process.
Tuesday, May 19, 2020
27 Unforgettable Katharine Hepburn Quotes
Katharine Hepburn, actress, was best known for roles in which she played strong, sophisticated women. Selected Katharine Hepburn Quotations I never realized until lately that women were supposed to be the inferior sex.Life is to be lived. If you have to support yourself, you had bloody well better find some way that is going to be interesting. And you dont do that by sitting around wondering about yourself.If you give an audience a chance they will do half your acting for you.Acting is the most minor of gifts and not a very high-class way to earn a living.. After all, Shirley Temple could do it at the age of four.When I started out, I didnt have any desire to be an actress or to learn how to act. I just wanted to be famous.Everyone thought I was bold and fearless and even arrogant, but inside I was always quaking.If you always do what interests you, at least one person is pleased.If you obey all the rules, you miss all the fun.Without discipline, theres no life at all.Enemies are so stimulating.Loved people are loving people.Love has nothing to do with what you are expecting to get ââ¬â only what you are expecting to give ââ¬â which is everything. What you will receive in return varies. But it really has no connection with what you give. You give because you love and cannot help giving.Sometimes I wonder if men and women really suit each other. Perhaps they should live next door and just visit now and then.Marriage is a series of desperate arguments people feel passionately about.If you want to sacrifice the admiration of many men for the criticism of one, go ahead, get married.Plain women know more about men than beautiful women do.If youââ¬â¢re given a choice between money and sex appeal, take the money. As you get older, the money will become your sex appeal.I have many regrets, and Im sure everyone does. The stupid things you do, you regret if you have any sense, and if you dont regret them, maybe youre stupid.Itd be a terrific innovation if you could get your mind to stretch a little further than the next wisecrack.Life can be wildly tragic at times, and Ive had my share. But whatev er happens to you, you have to keep a slightly comic attitude. In the final analysis, you have got to not forget to laugh.If you survive long enough, youre revered - rather like an old building.There are no laurels in life ... just new challenges.Lifes whats important. Walking, houses, family. Birth and pain and joy. Actings just waiting for a custard pie. Thats all.Itââ¬â¢s life isnââ¬â¢t it? You plow ahead and make a hit. And you plow on and someone passes you. Then someone passes them. Time levels.Life is hard. After all, it kills you.I dont think that work ever really destroyed anybody. I think that lack of work destroys them a hell of a lot more.I never lose sight of the fact that just being is fun.
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